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Share Rates

Proposed for the Fourth quarter of 2025

Call or email for more information

 Effective October 1, 2025
Share Accounts

Type
Dividend
Rate
 

APY
1

Shares

.05%

 

.05%

Classic Checking - above $750

.05%

 

.05%

Rewards Checking* $0 to $25,000.00

1.00%

 

1.00%

Rewards Checking*  $25,000.01 & over

 .25%

 

 .25%

IRA's - Regular & Roth

1.09%

 

 1.10%

Club Accounts - above $100

.05%

 

.05%


Money Market Accounts

Type
Dividend
Rate
 

APY
1

Under $2,500

  0%

 

  0%

$2,500.00 - $9,999.99

0.80%

 

0.80%

$10,000.00 - $24,999.99

1.04%

 

1.05%

$25,000.00 - $49.999.99

1.24%

 

1.25%

$50,000.00 - $99,999.99

1.29%

 

1.30%

$100,000.00 & Over

1.34%

 

1.35%


Share/IRA Certificates

Effective December 12, 2025

Type
Dividend
Rate
 

APY
1

6 Month

3.20%

 

3.25%

12 Month

3.20%

 

3.25%

24 Month

3.16%

 

3.21%

60 Month

3.25%

 

3.30%

  • Call for weekly rates and information

  • $1,000.00 minimum balance required

  • Early withdrawal penalties apply

 

 

 

Star/IRA Certificates

Type
Dividend
Rate
 

APY
1

6 Month

3.30%

 

3.35%

12 Month

3.30%

 

3.35%

24 Month

3.26%

 

3.31%

60 Month

3.35%

 

3.40%

  • Call for weekly rates and information

  • $50,000.00 minimum balance required

  • Early withdrawal penalties apply

 

 

 

Share Account Disclosures
  •  1Annual Percentage Yield

  • Rates and Terms subject to change without notice

  • $250 minimum share balance required

  • *Additional requirements must be met to earn dividends

  • Fees could reduce the earnings on the account

  • Call or email for more information